FinanceOS × CompanyOS × PortfolioOS — Unified Runtime Spec (Almost-Code)

Summary (LOCK)

This is the one-page executable specification that turns any frontier model (e.g., Claude 4.6) into a Phase-governed finance operator: it must serialize reality into registers, compute sensors, stamp phases, and obey truncation/stitching controls.

If a model cannot output in this spec, it is not allowed to act.

0) Runtime Goal

Convert: Signals → Verified Claims → Bounded Actions
while preventing: Narrative drift → TTC collapse → forced errors → portfolio fracture

1) Canonical Lanes & Responsibilities (LOCK)

FIN (FinanceOS) — Signal → Claim

Registers: ASSET, EVENT, DATA, RISK, CHANNEL, CLAIM
Sensors: TTC, VOL, CMS, SIS, NOI, LGI
Verification: VERIF pack + Phase stamps

COM (CompanyOS) — Reality under the ticker

Registers: ISSUER, ORG, DEP, FM
Sensors: OV, DC, RL, SA, GEQ
Bindings: ORG → FIN RISK/EVENT/DATA

PRT (PortfolioOS) — Claim → Action

Registers: PORT, POSITION, LIMIT, BUDGET, PLAYBOOK, RULE, PATCH
Controls: Phase gate, Sensor gate, Truncation/Stitching, Exit rules

2) Minimal Viable Registers (MV-R) (publish these first)

FIN MV-R

ASSET Register (Z1)
EVENT Register (Z4/Z5 normalized)
DATA Register (Z4 prints)
RISK Register (Z3 mechanisms)
CLAIM Register (Z6 phase-stamped statements)

COM MV-R

ISSUER Register (Z2)
ORG Register (Z2 organs)
DEP Register (Z3 dependencies)

PRT MV-R

PORT Object
POSITION Register
LIMIT Set
BUDGET Set
PLAYBOOKS (TRUNCATE, STITCH)

If any MV-R missing → system is in P1-only mode (monitoring, no action).

3) Required Sensors (Minimum Set)

FIN sensors (must output each cycle)

TTC ∈ {A,B,C,D}
VOL ∈ {V0–V3}
CMS ∈ {C0–C3}
SIS ∈ {S0–S3}
LGI ∈ {L0–L3}
NOI ∈ {N0–N3} (optional but recommended)

COM sensors (per critical organ)

OV ∈ {OV0–OV3}
DC ∈ {D0–D3}
RL ∈ {RLA–RLD}
SA ∈ {S0–S3}

PRT sensors (portfolio level)

PTTC = min TTC across portfolio after coupling adjustments
Budget status {ok|warning|breach}

4) Verification Pack (must run before any action)

VERIF hard gates (LOCK)

VERIF-01: Two-source triangulation (or primary source)
VERIF-02: Z-Separation (Z5-only capped at P1)
VERIF-03: Evidence serialization (EVENT/DATA/ISSUER update required)
VERIF-04: Revision awareness for revisable macro
VERIF-06: TTC safety gate (danger raises requirements or forces truncation)

If any gate fails → phase stamp cannot exceed P1.

5) Phase-Stamped Claim Contract (Model I/O)

Every “analysis” output must include:

CLAIM block (one statement, testable)
phase_stamp {P0|P1|P2|P3}
zoom_basis [Z-levels used]
evidence_links [IDs]
assumptions [IDs]
disconfirm_tests (≥2 for P3)
expiry_time
controls [RULE/PLAYBOOK IDs]

Hard constraint

If output lacks any of the above → treated as P1 commentary, no actions allowed.

6) Action Permission Rules (PRT Gate)

Permission matrix (LOCK)

P0/P1: monitor only (watchlist allowed)
P2: trade allowed with limits + exits
P3: allocation / scaling allowed + policy changes allowed

Sensor override (LOCK)

If any:

VOL=V3
CMS≥C2
TTC=D
budget breach
Then:
block scaling
run PLAYBOOK-TRUNCATE
downgrade Z5 claims automatically

7) Truncation & Stitching (Control Loop)

PLAYBOOK-TRUNCATE (when instability rises)

Trigger:

TTC=D OR VOL=V3 OR CMS≥C2 OR budget breach

Actions:

freeze new risk
reduce gross
reduce LGI=L3 first
enforce tighter exits
downgrade Z5-only to P0/P1

PLAYBOOK-STITCH (when stability returns)

Entry:

VOL≤V1 AND CMS≤C1 AND verification restored